Blue Cross Blue Shield of Illinois Family Health Plan
Affordable Wellness Care Coverage For You And Your Team
Our employer-sponsored group health insurance plans let you to cover all your employees and their family members.
Blueish Cantankerous and Blue Shield of Illinois (BCBSIL) has the flexibility and pick that growing companies need. BCBSIL provides Illinois small business employers with a variety of wellness care plan options that include access to a large network of providers and comprehensive benefits to fit your employees' needs and your arrangement'south upkeep.
Minor Business Health Insurance Group Program Options
When it comes to health plans, "metallic" tiers easily identify how costs are split up between the insurance visitor and the insured.
Plan options within each metal tier include Participating Provider Choice (PPO) and Health Maintenance Organisation (HMO) choices. Learn more than well-nigh the differences betwixt these options:
PPO
PPO plans allow members more flexibility than an HMO to see specialists. Members tin cull a primary care physician (PCP).
HMO
Members in HMO plans choose a primary care md (PCP) who coordinates the patient's care. To see specialists, members demand a referral from their PCP.
Network Offerings
Our plan offerings leverage different networks of providers in order to create plan options that fit any small business budget*.
PPO
2-fifty Employees
The PPO network gives you flexible benefit blueprint options at a toll you can afford while giving your employees a wide range of benefits and the freedom to visit any doc they choose, with benefits paid at a higher level when the doctor is within the network.
Medical Group
Selection Required
No
Out-of-Network
Coverage
Aye
Blue OptionsSM
two-l Employees
Blue Options helps you control your care and expenses with lower out-of-pocket costs for in-network doctors and hospitals, and the option to use providers in the larger PPO network at a college cost.
Coverage
Tier 1 - Statewide
Tier 2 - Statewide
Medical Group
Selection Required
No
Out-of-Network
Coverage
Yes
Bluish Choice
Preferred PPOSM
2-50 Employees
Blue Choice Preferred PPO is a comprehensive PPO network of doctors and hospitals with higher monthly premium and often lower out-of-pocket costs.
Medical Group
Pick Required
No
Out-of-Network
Coverage
Yes
Blue Precision HMOSM
2-50 Employees
BCBSIL Blue Precision HMO is a smart network that covers 100% of employee wellness care costs then your employees will merely need to cover copays for medical services in most cases.
Coverage
Chicago, Peoria,
and partial
Rockford rating
areas
Medical Grouping
Selection Required
Yes
Out-of-Network
Coverage
No
*Metallic-level availability varies by plan and network.
Essential Health Coverage For Your Employees
All of BCBSIL'due south small business organisation health programme options include comprehensive coverage under the Affordable Care Human action (ACA), including:
- Ambulatory patient services
- Emergency services
- Hospitalization
- Prescription drugs
- Maternity and newborn intendance
- Mental health and substance use disorder services, including behavioral health treatment
- Rehabilitative and habilitative services and devices
- Laboratory services
- Preventive and wellness services and chronic illness management
- Pediatric services, including dental and vision
More than Access to Wellness Intendance
Blue Cross and Blueish Shield of Illinois plans give yous and your employees more access to care with in-network Telehealth visits at the same toll as an in-office visit.
Health Savings Account (HSA) Plans
Select an HSA plan for you lot and your employees that features $0 copay for some preventive drugs. HSA plans assistance employees stick to their handling regimen and improve manage their wellness atmospheric condition.
Dental Insurance Plans
Our small business dental plans include a wide network of providers to assistance you and your employees receive the right care.1
Contributory dental plans include minimum contribution requirements from employers.
Voluntary dental plans do not include minimum contribution requirements from employers.
Healthier Employees. Healthier Business concern.
Set up to meet your options?
or
Go in Impact by Phone
833-923-1784
Source: https://www.bcbsilcommunications.com/shopsmallbusiness/plan_options.html
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